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Apply For Payday Loans Online With Direc...

Why Should I Apply for Payday Loans with Oak Park Financial? If you’re looking for short-term loans on payday, Oak Park Financial’ Direct Lenders can assist you with comparing rates and obtaining money as quickly as is possible.( https://didyouknowcars.com/how-to-buy-a-demo-car/ ) We have a relationship with the entire marketplace of lenders offering payday loans across the […]

House passes bill to lower NM loan inter...

Rep. Susan Herrera, D-Embudo, left, speaks with Rep. Wonda Johnson, D-Church Rock, upstairs at the Roundhouse on Monday. Herrera is sponsoring a bill to lower the interest rate cap on small loans. (Eddie Moore/Albuquerque Journal) SANTA FE — The State House passed legislation late Monday that would cap the interest rate on small loans in […]

Tax refund and bankruptcy? Here’s how t

It comes back every tax season. You can’t wait to get a big tax refund check and you’re also working hard to get your bankruptcy case filed. So what happens to your tax refund in the event of bankruptcy? If you have NOT received your tax refund by the filing date, the trustee will be […]

Should the US payment system have digita...

The payment system in the United States is efficient and coupled with deposit insurance provided by the extremely secure Federal Insurance Deposit Corporation. Nevertheless, our payment system is facing challenges. According to the Federal Reserve, more than seven million, or 5% of households, are still unbanked. Nearly 20% have bank accounts, but still rely on […]

Afraid to buy now, pay next goal later

Alarms have been raised that vulnerable customers could fall further into a “debt spiral” as the sector moves towards a new group. Buy now, pay later Pressure from suppliers to offer cash to Australian tenants could cause “big problems” for customers and further worsen debt problems, say consumer advocates. Consumer groups have already sounded the […]

Is San Antonio FloatMe a Safer Alternati...

FloatMe, a San Antonio tech startup that gives workers cash advances on their next paycheck, said it has increased $16.2 million from investors during its last fundraising. Overall, the startup has raised $49.1 million in funding since June 2019, including $25 million in debt funding, according to Crunchbase, which tracks investments in tech companies. FloatMe’s […]

At the heart of the fight for banks to b...

At a time when the big banks getting easy approval for profitable mergers, say some California community groups, not so fast. Dozens of them seek to block US Bank’s bid to acquire Union Bank unless the former cancels $90 billion for charitable loans and donations to low-income areas of the state and communities of color. […]

New rule asks if borrowers can afford pa...

Lenders offering payday loans and other small advances to cash-strapped consumers must first determine whether borrowers can afford to repay the debt under a long-awaited federal rule finalized Thursday. The rule, passed by the Consumer Financial Protection Bureau, would also reduce repeated attempts by lenders to debit payments from borrowers’ bank accounts, a practice that […]

UPDATE 3-Provident to close its home loa...

* Provident will no longer offer expensive products *Reports 2020 loss to prior year profit * Looking to place CCD in a managed run-off or sell it (add CEO comments from call, industry info, update share move) May 10 (Reuters) – Provident Financial called on Monday to quit its home loan division, putting 2,100 jobs […]

Moneylender Provident will stop offering...

Moneylender Provident Financial has decided to close its home loan division, as the Covid pandemic hit its recovery efforts. Provident is one of the largest lenders in the Irish market. The British firm, a subprime lender since its inception in 1880, said it planned to put the managed business into liquidation or consider a sale […]

Taking inspiration from fintechs, banks ...

A small number of banks have started to offer advance direct deposit – a move that will cost them revenue in the short term but could help them preserve market share and boost their public image in the long term. This service, sometimes called prepayment, allows customers to access their paycheck a day or two […]